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Our primary focus is to provide you with the most accurate and up to date database of financial institutions all over the world.

For international wire transfers, swift codes are always required in order to make transactions secure and fast. A “BIC code” can be seen by many different names, like “SWIFT code” (most common), “SWIFT ID”, “SWIFT-BIC”, “SWIFT address”, “BEI” (that comes from “Business Entity Identifier”), or even “ISO 9362”, which is the standard format that has been approved by the ISO organization.

These codes were initially introduced by the SWIFT organization as “swift codes” but were later standardized by the International Organization for Standardization (ISO) as “BIC” meaning “Business Identifier Codes”. The acronym SWIFT stands for the Society for Worldwide Interbank Financial Telecommunication.

Swift codes are broken down into sections, in the same way telephone numbers are broken into sections, and every section reveals some information about the institution that was assigned this code. Whenever an eight-character code is used, then it is referring to the headquarters (main office) of the institution.

Here is how an 11-character code is broken down and what each section of characters represents.

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Although certain academies (notably of philosophy and theology) were established as Jesuitical higher education in what now is Slovenia as early as the seventeenth century, the first university was founded in 1810 under the Écoles centrales of the French imperial administration of the Illyrian provinces.

Let's take this imaginary 11-character swift code: Section 1 (the first 4-characters “AAAA”): This code is used to identify the institution’s global presence (all branches and all divisions around the world).

For example, “CHAS” is used for “JPMORGAN CHASE BANK” Section 2 (5th and 6th characters “BB”): This two-letter code represents the country of this particular institution’s branch and follows the ISO 3166-1 alpha-2 standard for representing country codes.

For example, “US” for “UNITED STATES”, “GB” for “UNITED KINGDOM”, CA for “CANADA”, etc.

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