Consolidating student loans after graduation dating centrale org

In 2015, the average recent college graduate had ,000 in student loan debt and the 2016 projection is only going up at ,000, according to Mark Kantrowitz publisher of

The prospect of paying off student loan debts can seem overwhelming.

However, paying off the loan with the highest interest rate first might save a little more money in the long-term. "If you can afford to make extra payments on your student loans, target them at the loan with the highest interest rate.

This will save you the most money," Kantrowitz said.

Graduation day and commencement are just around the corner.

If you're a new graduate, or about to be one, donning a cap and gown signifies the end of that challenging and memorable four-year journey called college.

If you have multiple student loans, there are a few different ways to approach repayment.

Some graduates opt to pay the smallest loan off first -- this is the debt snowball method.Using the ,000 student loan average, and a modest interest rate of 4 percent for 10 years: If a student decides to begin paying on the loan immediately and cut six months off the term of their loan, the total amount of interest paid on the loan will be reduced by roughly 0.There is no rule against paying more than the minimum balance due on student loans.Alternatively, a ,000 loan at a higher 15 percent interest with a 10-year term will cause you to pay almost ,700 in interest.Each year you pay off your student loans, you're paying a lot of money on student loan interest.So each April, make sure you take advantage of the Student Loan Interest Deduction on your federal tax return.


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